Lethbridge Travel Insurance
Getting Started
Taking The First Steps Towards Your Travel Coverage
Securing Lethbridge travel insurance with me is simple and hassle-free. Start by exploring my range of coverage options tailored to your needs. Then schedule a free no-obligation consultation.
When it comes to Travel Insurance, you may want to consider several key points and types of coverage.
Benefit Breakdown
Basic Travel Insurance
This typically covers trip cancellations, interruptions, delays, and lost or delayed baggage. It’s a good option for essential coverage during your travels.
Medical Coverage
Especially important for international travel, this covers medical emergencies, including hospital stays, surgeries, and medical evacuation. Ensure the coverage extends to pre-existing conditions if needed.
Trip Interruption/Cancellation Coverage
Protects you if you need to cancel or interrupt your trip due to unforeseen circumstances like illness, injury, or natural disasters.
Baggage and Personal Belongings Coverage
Covers lost, stolen, or damaged baggage and personal items during your trip.
Emergency Assistance Services
Provides access to 24/7 emergency assistance for medical emergencies, travel assistance, and coordination of services. Adventure/Sports Coverage: If you engage in adventure activities or sports during your travels, such as skiing, scuba diving, or hiking in remote areas, consider this coverage.
Rental Car Coverage
Offers coverage for rental car damages or theft during your trip.
Coverage for Travel Delays
Compensates you for expenses incurred due to travel delays, such as accommodation and meals.
Coverage for Trip Disruptions
Protects against financial losses if your trip is disrupted due to reasons like natural disasters, political unrest, or airline strikes.
Group Travel Insurance
If you’re traveling as part of a group, you can consider customized group travel insurance plans tailored to your group’s needs.
Claims Support
Navigating The Claims Process With Ease
Navigating the claims process shouldn’t be daunting. I’m committed to making it as smooth as possible for you, with dedicated support every step of the way. Count on me to guide you through the process, ensuring your claim is processed efficiently and with care.
FAQ
Have Questions?
Travel insurance provides coverage for unforeseen events that could disrupt your travel plans, such as medical emergencies, trip cancellations, lost luggage, or travel delays. In Alberta, provincial health care (AHCIP) offers limited coverage outside the province, so travel insurance is essential to cover additional medical expenses while traveling.
While traveling within Canada, AHCIP provides full medical coverage. However, it does not cover non-medical travel-related expenses such as trip cancellations, lost baggage, or travel delays. Additionally, some provinces may have different medical billing arrangements, so supplementary travel insurance can help avoid out-of-pocket expenses.
To select the right plan:
- Consider Your Destination: Medical costs and risks vary between countries.
- Length of Stay: Longer trips may require more comprehensive coverage.
- Age and Health: Older travelers or those with pre-existing conditions may need special coverage.
- Activities: If you plan to engage in high-risk activities (e.g., skiing, scuba diving), ensure your policy covers them.
The cost of travel insurance varies depending on factors such as:
- Age of the traveler
- Destination
- Duration of the trip
- Coverage types and limits Premiums are generally affordable, especially compared to potential out-of-pocket costs for emergencies without insurance.
Schedule a Free Consultation and Uncover The Benefits
Ellie Orsten
I am committed to each one of my clients to deliver “CLEAR GENUINE INSURANCE ADVICE”.
Head Office
334 12st south Lethbridge
Alberta T1J 2R1
Office Hours
Monday - Friday 08 AM - 04 PM